While it’s easy to see the value of cutting back on that coffee for a month, think about how those savings can grow over a lifetime. The money you save and invest each month could end up growing into tens of thousands of dollars. Over time, it may reach hundreds of thousands in an investment account. The key is to carefully track all of your expenses throughout the month. Big expenses such as rent, car payments, and utilities are obvious.
雖然一個月不買咖啡的省錢效果很容易看出來，但想一想這些存下來的錢在一生中能成長多少。你每個月省下並投資的金額，最後可能會累積成數萬元。隨著時間推移，在投資帳戶中甚至可能達到數十萬。關鍵在於要仔細記錄你一個月的所有開銷。像房租、車貸、水電瓦斯費這些大筆支出是顯而易見的。
生活必備字詞：
cut back on... 削減∕縮減……
savings n. 存款（恆為複數）
account n. 戶頭，帳戶
track vt. 記錄；追蹤
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本文節錄自《常春藤生活英語》雜誌，完整內容請見十二月號。
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